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Cheap Car Insurance for Teens On the Rise Cheaper Car Insurance

12.05.10

CheaperCarInsurance.com

New York City has decided to change the way they license young people to drive. From now on, teen drivers in the city will be required to log 50 hours of practice with an adult in the car before they can receive their junior license. The change is part of a move toward the graduated license program that has been proven to drop by 38% the number of deadly crashes involving 16 year olds. This should help increase the availability of cheap car insurance for teens, as well.

17 year old drivers with their junior license will not be allowed to drive with more than one teenage friend in the vehicle. They are also banned from driving between 9 pm and 5 am. Studies have shown that teens with multiple friends in the car tend to become more distracted when driving.

Why Are Teens Crashing?

While the biggest reason that teen drivers are so dangerous on the road is merely lack of experience, it’s just one part of why young drivers crash more. In 2008 in New York, nearly 14,000 accidents involved 16-17year old drivers. That’s a much higher number than adults who had been driving for at least 2-5 years.

Source:

Young Drivers Give Insurance Companies a Headache

Drivers under 21 are often horrified by the enormous premiums quoted by insurance companies, when to buy his first car. A 17 year old male driver would pay up to nine times more than 25 years old to ensure a similar car in the same zip code area, and fourteen times more than 35 years of age. In support of these great contributions imposed on young drivers is easy to explain. Drivers under 21 years of age are significantly more accidents than their more experienced elders.

One in five new drivers will be involved in an accident within six months to pass it on to the test. Drivers under 21 are twice as likely to be involved in an accident, such as those over 21, five times as may be claims involving personal injury and ten times more likely to be a cause of serious injury claims.

A spokesman Staveley Head, one of the leading UK motor trade insurance providers, said: "These bonuses are not arbitrarily arrived. Insurers employ highly qualified actuaries and provide them with advanced software to analyze all the risks that are placed on coverage, depending on the age at zone, the vehicle, driving, profession, or any combination of these and many others. The obvious result of the analysis of these statistics is that 17 year old female driver involved in proportionately fewer accidents and insurance costs a third less than in the case of claims 17 year old male drivers . As a result, 17 year old women pay a third less for their car insurance than the equivalent of 17 year old male.

In Staveley Head Advocate went to say "I appreciate some of the young drivers are more responsible than others, but it is difficult to distinguish between their examination of the application form and the impossible task of the interview each candidate individually. Some insurers and additive shall apply to 35% discount for young drivers who successfully completed the Driving Standards Agency Pass Plus test. "

Apart from the Pass Plus course AA Smart Drive...

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how4now.blogspot.com How To Get Cheap Car Insurance Tutorial for young drivers and general. Tips on How To Reduce Insurance Premium Costs for 17 ...

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